Facilitating competition

Competition between lenders provides choice and innovation for borrowers and assists affordability. Genworth supports a broad range of more than 100 lenders in the Australian market including banks, mutuals, building societies, credit unions and many smaller and regional based lenders as well as fintechs and non‑authorised deposit taking institutions.

Our risk and capital management solutions enable smaller lenders and regional lenders to reduce the amount of risk they carry on their balance sheets and lowers the level of capital they are required to hold against their home loans.

By helping a greater range of lenders to operate in the Australian residential mortgage market, Genworth helps promote competition and assists in a greater choice of lenders being available to home buyers.

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