Supporting the Australian residential mortgage market

Genworth has been operating in the Australian residential mortgage market for more than 50 years. Our business model is designed to provide capital support, reduce risk exposures and deliver underwriting and loss mitigation services that help our lender customers maintain quality residential lending standards. We work with our lender customers, regulators and policy leaders to promote a stronger and more sustainable housing market in Australia.

Our insurance policies protect our lender customers against the risk of financial loss in the event of default by a borrower/home buyer. Our LMI offering is typically taken out by lender customers to cover 100% of the risk of loss on high LVR loans. Our policies therefore assist our lender customers to manage the risk of significant losses, including from catastrophic economic events or scenarios. By facilitating a greater spread of risk and diversification of lenders exposures we help support the financial stability of the Australian market.


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