THE GENWORTH FINANCIAL
SPOTLIGHT SERIES

Our Spotlight Series has been designed to highlight some of the current issues affecting the mortgage industry, offering insight and commentary into some emerging trends across our various markets.

ISSUE 6: EMERGING TRENDS IN LOAN REFINANCING

Issue 6 looks at how the current state of the market is leading to an increasing trend of refinancing. The report looks at the driving forces behind this trend and provides some helpful tips on refinancing for lenders and borrowers.

Click here to read Issue 6: Refinancing

ISSUE 5: MANAGING MORTGAGE STRESS

With the market in a state of change, managing mortgage stress has never been more important for mortgage industry stakeholders across the board. Issue 5 of our Spotlight Series looks at ways of managing mortgage stress.

Click here to read Issue 5: Managing Mortgage Stress

ISSUE 4: GENERATION Y - PROFILE OF THE NEW GENERATION

Issue 4 looks at the profile of Generation Y, and considers the opportunities and challenges for the mortgage industry in capitalising on this new generation of borrowers.

Click here to read Issue 4: Generation Y

ISSUE 3: LOW-DOC LENDING IN AUSTRALIA

Issue 3 discusses the emerging trends of low-doc lending in Australia, stating that the main factor driving demand for this type of mortgage is the growing number of contract and self-employed workers in Australia.

Click here to read Issue 3: Low-Doc Lending in Australia

ISSUE 2: MANAGING FRAUD IN THE MORTGAGE MARKET

Fraud has existed in the consumer credit environment for some time. Today, however, many experts agree that the phenomenon is now increasing in the mortgage market. This issue sheds some light on the emerging trends and attempts to provide some simple ways to protect against fraud.

Click here to read Issue 2: Managing Fraud in the Mortgage Market

ISSUE 1: FIRST HOME BUYERS

Our inaugural Spotlight issue focuses on First Home Buyers and reveals some emerging trends faced by those who are struggling to enter the property market.

Click here to read Issue 1: First Home Buyers