Short Form

Order of Documentation required to be faxed for LMI Proposal purposes:

• A signed and dated Genworth Financial LMI Proposal Form.
• A copy of the completed loan application.
• A copy of the servicing calculation used in your loan assessment.
• Full Valuation report (or approved alternative) - no more than 90 days old.
• Credit bureau reports with adverse credit history if you fully support the proposal. A suitable explanation from the Borrower should accompany the proposal.
• For refinance transactions, unsatisfactory loan account statements if you fully support the proposal.
• Evidence of income verification, and copies of all documents that you have used or relied upon eg. Pay slips, group certificates, tax returns, Low-Doc income declaration as per the Genworth Underwriting Policy for Minimum Verification Requirements.
• Evidence of employment verification, and copies of all documents that you have used or relied upon eg, Letter from employer as per the Genworth Underwriting Policy for Minimum Verification Requirements.

If Self employed or a Company, the following information is required:

1. Last two years’ personal tax returns for each borrower and/or company director; plus either:
2. Last two years’ company or business tax returns for all related businesses or entities OR
3. One company or business tax return plus one set of the financials reflecting two years trading activity for all related businesses or entities

• Supporting comments outlining the strengths of proposal if outside LMI policy

Note: Genworth Financial may also request Tax Assessment Notices at the discretion of the Account Manager to support the Tax Returns provided.

Refer to the Genworth Financial Underwriting Policy for Minimum Verification Requirements.

Click here to download a PDF of the documentation order.