- Issue 7: Are First Home Buyers Back?
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April 2009
Uncertain job market conditions and government stimulus in the post-GFC era are having a significant impact on the decision to purchase a property. This issue of Spotlight seeks to shed some light on the resurgence of an important segment of the market.
Download - Issue 6: Emerging Trends in Loan Refinancing
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November 2008
Issue 6 looks at how the current state of the market is leading to an increasing trend of refinancing. The report looks at the driving forces behind this trend and provides some helpful tips on refinancing for lenders and borrowers.
Download - Issue 5: Managing Mortgage Stress
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May 2008
With the market in a state of change, managing mortgage stress has never been more important for mortgage industry stakeholders across the board. Issue 5 of our Spotlight series looks at ways of managing mortgage stress.
Download - Issue 4: Generation Y – Profile of the New Generation
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February 2008
Issue 4 looks at the profile of Generation Y, and considers the opportunities and challenges for the mortgage industry in capitalising on this new generation of borrowers.
Download - Issue 3: Low-Doc Lending In Australia
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October 2007
The issue discusses the emerging trends of low-doc lending in Australia, stating that the main factor driving demand for this type of mortgage is the growing number of contract and self-employed workers in Australia.
Download - Issue 2: Managing Fraud In The Mortgage Market
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May 2007
Fraud has existed in the consumer credit environment for some time. Today, however, many experts agree that the phenomenon is now increasing in the mortgage market. This issue sheds some light on the emerging trends and attempts to provide some simple ways to protect against fraud.
Download - Issue 1: First Home Buyers
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March 2007
Our inaugural Spotlight issue focuses on first home buyers and reveals some emerging trends faced by those who are struggling to enter the property market.
Download